At Reffyy, Inc. (“Reffyy”, “Company”, or “we”), we are committed to protecting your privacy and ensuringthe security of your personal information.

This Privacy Policy explains:

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• what types of information we may collect or that you may provide when you download, install,register with, access, or use the Reffyy application (the "App")
• how we collect, use, disclose, and safeguard your personal data when you use the App.

This policy applies only to information we collect in this App, on our website www.reffyy.com (our“Website”), and in email, text, and other electronic communications sent through or in connection withthis App or our Website.

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This policy DOES NOT apply to information that:

• We collect offline.
• You provide to or is collected by any third party

These other third parties may have their own privacy policies, which we encourage you to read beforeproviding information on or through them.

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Please read this policy carefully to understand our policies and practices regarding your information andhow we will treat it. If you do not agree with our policies and practices, do not download, register with,or use this App. By downloading, registering with, or using this App, you agree to this privacy policy. Thispolicy may change from time to time. Your continued use of this App after we revise this policy meansyou accept those changes, so please check the policy periodically for updates.

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1. Information We Collect

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Account/ User Information: When you create an account on Reffyy, we collect your name, email address, username, and password. This information is essential for user identification and access to our platform.

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Profile Information: You may choose to provide additional information such as a profile picture, bio, and location. This helps personalize your Reffyy experience.

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Contact Information: We may collect your contact details, including your phone number, to facilitate communication between users and businesses, enhancing your experience on our platform.

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User-Generated Content: Content you and other users post on the App (“User Contributions”), including reviews, comments, and messages, is stored to maintain the integrity of our community. You post and transmit User Contributions at your own risk. We cannot control the actions of third parties with whom you may choose to share your User Contributions, and therefore cannot guarantee that your User Contributions will not be viewed by unauthorized persons.

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Business Information: If you are a business owner or representative, we may collect information about your business, including its name, address, phone number, and industry category. This helps us connect businesses with their customers more effectively.

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Expert Verification: To maintain the integrity of the App and ensure that reviews are credible, we may collect information necessary to verify your expertise, such as certifications, licenses, or other relevant qualifications.

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Device Information: We automatically collect information about the devices you use to access the App, including device type, operating system, and unique device identifiers. This helps us optimize and troubleshoot our platform for different devices.

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Location Information: With your explicit consent, we may collect and process your precise location data to provide you with location-based features and services, making your experience on Reffyy more relevant and convenient.

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2. How We Use Your Information

• Providing and maintaining the App
• Personalizing your experience
• Facilitating communication between users and businesses
• Verifying user expertise
• Sending notifications and updates
• Analyzing usage trends to improve services
• Enforcing our Terms of Service and policies
• Responding to inquiries and providing customer support

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3. Sharing Your Information

• With businesses and users you interact with
• For legal compliance or to protect our rights
• During business transactions (e.g., mergers or acquisitions)
• With your explicit consent

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Note: We do not engage third-party service providers for app development, maintenance, or support.

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4. Security

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We implement reasonable security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction.

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5. Your Choices

• Review and update your account information
• Control what you share on the App
• Opt out of promotional communications by contacting hello@reffyy.com
• Disable location services in your device settings

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6. Children's Privacy

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Reffyy is not intended for individuals under the age of 16. We do not knowingly collect personal information from children under this age. If you believe a child has provided us with personal information, please contact us so we can delete it.

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7. Changes to This Privacy Policy

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We may update this Privacy Policy periodically. Material changes will be communicated via email or through the App. Please review this policy regularly to stay informed.

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8. Payment Data

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We do not store sensitive financial information. Payments are securely processed through Stripe, Inc., our PCI-DSS compliant provider. Stripe’s privacy practices are available at www.stripe.com/privacy.

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9. AI-Powered Personalized Feed

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We use AI algorithms to personalize your experience by analyzing your interactions, preferences, and behavior within the App.

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Personalization Benefits

• Relevant content tailored to your interests
• Enhanced user experience
• Improved engagement with businesses and users

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Data Privacy and Security

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We do not share personalization data with third parties. All data remains within our secure ecosystem.

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Transparent Controls

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You can manage your data preferences and opt out of personalized content in your privacy settings.

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Continuous Improvement

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We continually refine our AI algorithms to improve accuracy and relevance while maintaining your privacy.

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10. Contact Us

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If you have questions or concerns about this Privacy Policy or your personal information, contact us at: hello@reffyy.com

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